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 Sources of Financial AidFederal ProgramsFederal Pell Grant: This program offers grants up to $4,310 to students meeting specified need requirements. It is paid in proportion to the number of credit hours for which the student is enrolled. Students are eligible until completion of the first baccalaureate degree. Federal Supplemental Educational Opportunity Grant (SEOG): This program offers students with need grants up to $4,000. Normally, it may be used until completion of the first baccalaureate degree. Academic Competitiveness Grant Federal College Work Study (CWS): This program offers work, on or off campus, to students with financial need to help meet their educational expenses. Jobs are arranged after considering the amount of the award and the student’s class schedule. Students are paid bi-weekly. Federal Stafford Loan: A student may obtain a federally insured loan through an approved local financial lending institution. The federal government subsidizes interest on the subsidized Stafford Loan, based on financial need, while the student is enrolled at least half time. The federal government does not subsidize interest on the unsubsidized Stafford Loan that is not based on need. State ProgramsMichigan Competitive Scholarships: Scholarships of up to $1,300 are awarded annually to state resident college freshmen whose American College Testing (ACT) Program scores qualify them and whose Financial Aid Applications show need. Undergraduate students may renew this scholarship for up to the equivalent of 10 semesters by maintaining eligibility. Michigan Work-Study Program: The program is available to Michigan residents who show financial need as work on or off campus to help meet educational expenses. Michigan Independent Part-Time Grant: This grant is available to independent part-time (taking 3 to 11 credit hours) students showing financial need who have been Michigan residents for at least 12 months prior to enrollment. Students must have been out of high school (other than GED or adult education) for at least two years. The maximum grant is $600 per year not to exceed 24 months of total eligibility. Michigan Educational Opportunity Grant (MEOG): This grant provides assistance for needy Michigan residents who are enrolled at least half time at Michigan public colleges and universities. Grants up to $1,000 per year are available. Michigan Tuition Incentive Program (TIP): This program pays tuition and fees at the in-district rate. Students under age 20 who graduate from high school or obtain a GED and who are from lower-income families are eligible. Michigan Indian Tuition Waiver: This program provides free tuition for North American Indians in public colleges or universities. Applicants must be certified by their tribal association and verified by the Inter-Tribal Council of Michigan to be not less than 1/4 quantum blood Indian. |
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